Muthoot Finance Gold Loan

The Muthoot Group has been transforming the lives of millions of Indians across the country, giving wings to their dreams, and creating successful realities. Having served over 70 crore customers till date (including repeat customers), and serving over 2.5 Lakh customers daily, The Muthoot Group has not only grown exponentially but has also facilitated growth for a sizeable population of the country that falls in the underprivileged category.

Muthoot Finance has been accoladed as India's No. 1 Most Trusted Financial Services Brand for 8 years in a row since 2016 by TRA's Brand Trust Report. We are also India's largest gold financing company in terms of loan portfolio. We are a reputed 'Systemically Important Non-deposit taking NBFC'.

If you wish to apply for a gold loan with us, you can visit any of our branches and call our toll-free number 1 800 313 1212 (For North, West and Easter Region of India) or 1800 202 121 (For Southern Region of India). The executive will assist you to get a Gold Loan easily with minimum documentation.

If you need immediate credit, the first thing you need to do is submit a personal loan application form along with applicable documents to the lender which is then verified and approved. After this, the loan amount is disbursed into your bank account. Upon receiving the loan amount, you are required to repay the lender through EMIs (Equated monthly installments) over the course of the loan repayment tenure.

Personal Loans by Muthoot Finance are available for salaried employees from Public Sector units and other reputed institutions. We also offer personal loans for self-employed individuals. All other individuals who give 100% collateral security which can be in the form of RBI bonds, LIC policies, NSCs, or any other tangible security also have eligibility to avail personal loans too. In terms of personal loan eligibility, you should know that Muthoot Finance may stipulate fulfillment of minimum criteria such as net salary, age, years of service remaining, total years of service, and owning a house depending on the person's risk profile. Muthoot Finance also possesses the right to not approve an application if any of the criteria are not fulfilled, or without having to assign any reason.

When looking for the right insurance policy, you need to carefully analyze your reasons for buying one in the first place. The analysis will give you a clear understanding of your requirements, further ensuring that you make a worthwhile purchase. While Muthoot insurance brokers offer a series of insurance solutions, try to find the best insurance plan that provides the coverage you need at a reasonable premium. In case you need assistance with more information about any plan, contact your nearest Muthoot Insurance Brokers Pvt. Ltd. branch or get in touch with our representatives. They will provide you with the right information and help find the best insurance plan.

If you are interested in buying an insurance plan through us, you can either get in touch with our representative on the phone or visit the nearest branch. Besides, you can also request your nearest Muthoot Insurance Brokers Pvt. Ltd. branch to send an insurance agent at your residence for assistance in buying an insurance plan. Or call our toll-free number at 1800 313 1212 to get more details.

People generally prefer to pay their insurance premium annually when they buy insurance. They get attractive discounts on paying the premium in full, making it a better deal over monthly payments. It can be a great option for those who have trouble keeping track of their monthly premium payments. However, it also depends on the policyholder if they can afford an annual payment or wish to opt for monthly payment of insurance premium.

Since the money transfer process is in real-time it does not take more than 10 minutes to complete.

An equivalent of USD 2500 per Transaction.

A customer is entitled to receive a maximum of 30 transactions in a calendar year.

Introduced by Muthoot Finance, Gold Loan@Home is an instant or doorstep loan service that allows you to get a loan at the comfort of your home. To make the service even more convenient, we offer a 'Gold Loan@Home' mobile application using which customers can register their loan requests. The service is fast, flexible, and affordable as the interest rates are low. We also offer a gold loan calculator that gives you the ease of calculating the value of your gold or the loan amount before raising a loan request.

The Gold Loan@Home service by Muthoot Finance is a quick and hassle-free way to meet your immediate financial needs. With this service, you can get a loan against your gold without having to leave your home. The Gold Loan@Home service provides doorstep evaluation and immediate disbursal ensuring a safe and convenient process. Further, with over 135+ years of experience, Muthoot Finance has earned the trust of millions of customers, so you can rest assured of the safety of your precious ornaments. We have become India's largest gold loan NBFC and RBI has promoted us as an upper layer NBFC in India.

To get an instant vehicle loan, you can visit our website. We value our customers and hence offer quick loan processing and pocket-friendly EMIs to suit their needs. We have attractive interest rates and minimal documentation. A person can avail themselves of the loan without any hassle and complex procedures. In case of any questions, you can get in touch with us or visit our nearest branch between 9:30 AM to 6 PM from Monday to Saturday.

The finance of a vehicle depends on various factors like a person's annual income, previous credit score history and overall eligibility. We offer up to 95% loan cover on a used car and up to 100% for a commercial-use vehicle. Moreover, Muthoot Finance offers the most affordable auto loan interest rates based on your needs.

The highest loan amount available for SME/MSME loans varies depending on factors. At Muthoot Finance, MSME online loans can range from a few lakhs to several crores of rupees. The business may operate within either the Manufacturing Sector or the Service Sector. Business Size in Manufacturing Sector - For Micro-level businesses, the threshold is set at exceeding 25 lakhs. Small-scale businesses are defined as those exceeding 5 crores, while Macro-level enterprises surpass 10 crore in revenue. Business Size in Service Sector - Micro-level businesses must exceed 10 lakhs in revenue. Small-scale enterprises surpass 2 crores, while Macro-level businesses exceed 5 crores in revenue.

SME/MSME business loans aim to support businesses in scaling operations, investing in infrastructure, purchasing equipment, and meeting working capital needs. SME/MSME loans are available to small and medium-sized enterprises, including both existing businesses and startups, across various sectors. Eligibility criteria typically include factors such as the business's annual turnover, years in operation, creditworthiness, and adherence to regulatory requirements. Additionally, lenders may consider the business's financial stability, repayment capacity, and potential for growth.

Muthoot Finance offers the best SME loans for financing your various business needs. We provide a wide range of loan schemes to Micro, Small and Medium (MSME) enterprises. To ease the process further and make funding more accessible, you can even apply for an SME loan online on www.muthootfinance.com or iMuthoot app. With swift loan processing, higher loan amounts, and a variety of different loan schemes, Muthoot Finance is one of the best options for securing funding for your business projects.

As part of our core business, we provide business loans secured by gold jewelry or gold loans. We primarily cater to individuals who possess gold jewelry but cannot access formal credit within a reasonable time, or for whom credit may not be available at all. We help our customers meet unanticipated or other short-term liquidity requirements.

The Muthoot Group has been transforming the lives of millions of Indians across the country, giving wings to their dreams, and creating successful realities. Having served over 70 crore customers till date (including repeat customers), and serving over 2.5 Lakh customers daily, The Muthoot Group has not only grown exponentially but has also facilitated growth for a sizeable population of the country that falls in the underprivileged category.

If you wish to apply for a gold loan with us, you can visit any of our branches and call our toll free number 1 800 313 1212 (For North, West and Easter Region of India) or 1800 202 121 (For Southern Region of India). The executive will assist you to get a Gold Loan easily with minimum documentation.